Regulation of digital credit providers under Section 44(a) of the Banking Act

Question

I would like to ask on the digital credit providers. In 2000, Joe Donde moved this nation to amend the Banking Act, and we introduced Section 44 (a), that introduced the in duplum rule. I would like to find out from the Cabinet Secretary what measures the National Treasury is taking to ensure that digital credit providers do not violate Section 44 (a) of the Banking Act, which simply states that interest should never exceed the principal. We have seen most of these online and digital credit platforms, where the interest is exploitative and sometimes is double or triple the principle. Could the Cabinet Secretary tell us what he is doing to ensure that the digital credit providers (DCPs) are also regulated, as well as subjected to Section 44 (a) of the Banking Act.